Treasury department has a helpful calculator to help you determine. Series e bonds, known as defense bonds or war bonds, were replaced by ee bonds in 1980. Interest, if any, is added to the bond monthly and is paid when you cash the bond. After 10 years the rate could change, with the new rate for the remaining 10 year life of the bond. The final round of series e bonds stopped earning interest in 2010. Series hh bonds were available to be purchased in exchange for series ee or e bonds and savings notes, or with proceeds from a matured series hh bond.
If its a series e or series h bond, then its matured, as all of those bonds are no longer being issued and all the existing ones have already hit their maturity date. Collectible united states savings and treasury bonds buyers. Series ee savings bonds can be bought directly from the government at the treasury direct website or via payroll savings deductions. Features include current interest rate, next accrual date, final maturity date, and yeartodate interest earned. Since savings bonds have a few unique advantages, however, theres a bit more to consider. The interest rate of a series hh bond was set at purchase and remained that rate for 10 years. Series ee series i savings notes matured series e matured savings bond redemption value tables series e.
The value of your savings investment for the date you selected will be displayed by the calculator. But both come with kickers that make them super deals. New series ee bonds cannot be cashed in until one year after. You buy the bond for less than usually half of the face value. Savings bonds are considered one of the safest investments that you can buy, because they are backed by the full faith and credit of the u. During wwii, government bond rallies were held throughout the country with famous motion picture celebrities to help promote the bonds. Savings bonds redemption tables june 2016 november 2016 redemption tables for all savings bonds issued since. Older ee bonds earn variable interest rates, but ee bonds. Find out what your savings bonds are worth with our online calculator.
Nov, 2019 war bonds from world war ii, or series e bonds, were supposed to have a maturity of 10 years. When an i or e savings bond matures is it worth more than. The face value of the savings bond is what the bond is worth when its mature. The value calculator provides detailed information, but is not an official source of value data. Series e savings bonds were first sold in may 1941 and were discontinued at the end of june 1980. If your series ee savings bond hasnt reached maturity yet, but youre thinking of cashing it, first use the savings bond calculator on treasury direct to determine the bonds. Treasury stopped issuing series e savings bonds in june 1980 and replaced them with series ee bonds. How to estimate the final maturity value on savings bonds. Unlike series ee and i bonds, they did not increase in value, but paid earned interest every six months for 20 years directly to the holder. Understand the base value of e bonds and how to calculate the accrued interest. Series ee savings bonds issued in the 1980s and early 1990s have an original maturity of 20 years, and an extended maturity of 10 years, for a total of 30 years until the final maturity of the bonds. To see the current value of your bonds, use the savings bond calculator.
How to calculate the value of your us series ee savings bond. First, determine if any of your eeseries bonds are below 17 years old, or 20 if issued after may 2003. Series ee savings bonds are savings certificates issued by the u. But they were granted an interest extension of as long as 30 or 40 years, depending on the size. Unlike ee bonds, i bonds have both a fixed interest rate and an inflation rate, and they are not guaranteed to double in value by year 20. Since may 2005, ee bonds have been issued earning a fixed rate of interest, so a final value can be fairly accurately determined with a couple of easy calculations. First, determine if any of your ee series bonds are below 17 years old, or 20 if issued after may 2003. Series i bonds pay interest based on a combination of a fixed rate, which remains the same throughout the life of the savings bond, plus a semiannual inflation rate which is updated each. Understand the base value of e bonds and how to calculate the accrued. They can be purchased through payroll savings deductions, at banks or directly from the government at the treasury direct website. What is the value of a 50 us savings bond from 1988 answers. I bonds have an annual interest rate derived from a fixed rate and a semiannual inflation rate. Treasury bond redemption tables, all series e bonds have reached final maturity. The inflation rate is calculated twice each year based on the consumer price index for all urban consumers cpiu.
Calculate the value of a bond based on the series, denomination and issue date entered. The interest is issued electronically to your designated account. Series ee savings bond purchased prior to may 1, 2005 simply looking. Below is the current value for every possible issued ee bond since the program began in 1980. If you happen to possess series e war bonds, you can go to the bank and redeem them for cash. Series ee series i savings bond redemption value tables. Thats the same value it was worth in january 1998 when it reached its. Department of the treasury to sell a new type of security, called the savings bond, to. Savings bonds come in two varieties, series ee and series i. Savings bonds calculator series ee savings bonds faq. Treasury bond redemption tables, all series e bonds have reached final. In a partial redemption, we pay interest only on the partial.
Savings bonds are an appreciationtype or accrualtype savings security. If youre planning to cash in savings bonds, do so with care. Series ee savings bonds issued in the 1980s and early 1990s have an original maturity of 20 years, and an extended maturity of 10 years, for a total of 30 years until the final maturity of the. Ibonds can be held for as little as one year or as long as 30 years, but if they are sold after fewer than five years. If you purchased savings bonds in the 1980s to early 1990s, your savings bonds maturity date was originally 20 years but provided the option of extending the maturity.
Collectible united states savings and treasury bonds. May 05, 2020 savings bonds earn interest for 30 years, but rates are relatively low. Mar 08, 2020 savings bonds come in two varieties, series ee and series i. To find the value of a single bond, use the ee bond. How to calculate cash value of ee savings bonds pocketsense. The easiest way to see when your bond will earn interest is to use our online savings bond calculator. Savings bonds are a way for average americans to buy u. When using the savings bond calculator to look up values of bonds that are less than 5 years old, keep in mind that the values of those bonds do not include the latest three months of interest.
Mar 28, 2017 united states series ee savings bonds are a popular gift for special occasions, available for purchase in person for half the maturity value or online for the full maturity value. Create a savings bond based on information you enter. The calculator will price series ee, series e, and series i savings bonds, and. Either way, you cannot tell the current value of a u. United states series ee savings bonds are a popular gift for special occasions, available for purchase in person for half the maturity value or online for the full maturity value. The series ee bond is a nonmarketable, interestbearing u. Series i savings bonds what they are and how to buy them. The table shows redemption values for bonds redeemed in the current month. When an i or e savings bond matures is it worth more than the. When interest is added to your bonds savings bonds. Thats the same value it was worth in january 1998 when it.
Savings bonds earn interest for 30 years, but rates are relatively low. You just need to know the type of bond you have, the series number, the. Treasury direct offers a savings bond calculator to check the value of savings bonds by denomination and type. The issue date of your ee bond governs when interest is added to your bond. Use the following calculator to find the current value of an i bond. Unlike regular treasury bonds, corporate bonds, and some other fixedincome securities, series i savings bonds are both flexible and liquid. When americans refer to war bonds, they are usually referring to series e bonds. Savings bonds now come in two versions, the series ee and the series i.
Individual cashing redeeming ee and e savings bonds. Savings bonds have had a long and storied history, starting with series ad bonds, offered during the depression to give people an incentive to save safely. Savings bonds are considered one of the safest investments that you can buy, because they. Ee series bonds are guaranteed to be worth at least their face value after 1720 years. Redemptions are comprised of principal and interest. Although they no longer earn interest, they are still redeemable, states treasurydirect. The calculator will price series ee, series e, and series i savings bonds, and savings notes. To find the value of a single bond, use the ee bond value calculators. How to calculate an approximate value on a savings bond.
Series i bonds can be issued in any amount between the minimum and maximum purchase thresholds. May 30, 2019 if your series ee savings bond hasnt reached maturity yet, but youre thinking of cashing it, first use the savings bond calculator on treasury direct to determine the bonds current value. They are illiquid, meaning the money you invest is not immediately available if you need it. Savings bonds calculator series ee savings bonds faq bankrate. For series ee bonds issued may 2005 and after, interest is added every month. Extensive effort is made to ensure the data provided is accurate. Savings bonds were promoted and marketed by the united states of america government as war bonds from 1941 to 1980. Check or calculate the value of a savings bond online. Series ee bonds carry a fixedrate and are investments that are guaranteed to double in value over 20 years. Store savings bond information you enter so you can view it again at a later date.
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